Sometimes you have to face the actual truth about yourself and it can really be a shock. My husband works hard and makes good money but we still use credit cards and aren't where we would like to be financially. The reason is me.
We both like to go out, but I like nice places. He would be just fine sitting at home all summer but I plan trips. It's a tough pill to swallow, but I have to really look at this behavior and do something about it. I need to find a way to make dining at home as enjoyable as going out! I like how we don't watch TV or work on our computers. I know I have talked about this before, but I like to have a conversation!!!! This is clearly the issue, or I need to get a full time job. The choice is mine.