One of the things I love most about my husband is, for the most part, he likes the same things I do. The only problem with that is we both like to go out to eat and spend money on having fun. Some relationships have conflicts about money because one is a saver and one a spender, we have conflicts because we each try to be the saver every once in a while and everyone ends up feeling resentful. I really think we have started to reduce the amount of money we're spending, but it's not enough. With goals such as; pay off credit cards, save for a condo and still go on vacation we need to make some serious changes.
We have decided to sit down and make a budget. I'm not entirely sure what that means, but it pisses me off immediately. My husband is a computer guy so he seems excited about making spreadsheets in google docs. I don't enjoy change so all I can think about is "how is this going to affect the fun that we have?" My rational side totally gets that being out of debt and having a secure future will make my life more fun in the long run, but the other side of me wants to go out to dinner to make myself feel better about feeling bad about needing a budget! The first thing I need to do is make a list of our monthly fixed expenses, so at least I have a project that I can focus on. This weekend we have several cheap and fun things planned that will help me visualize how this is possible. I can have plenty of fun and still save for the future, right?!